HJ Finance Cookie Policy
Effective Date: 27-09-2025
1. What Are Cookies?
Cookies are tiny text files stored on your device by your browser when you visit our website or use our app. Think of them as digital bread crumbs—they help our platform remember you, keep things running smoothly, and personalize your HJ Finance experience.
2. Why Do We Use Cookies?
At HJ Finance, we use cookies for three key reasons:
- To Make It Work:
- Logging in securely
- Remembering your preferences
- Keeping your session active (no annoying timeouts mid-task)
- To Make It Better:
- Understanding how you use HJ, so we can innovate and fix bugs
- Optimizing speed and performance
- To Respect Your Privacy:
- No third-party advertising cookies
- No creepy trackers
- No unnecessary cookies
3. Types of Cookies We Use
- Strictly Necessary Cookies: Without these, HJ Finance wouldn’t function. (Think: security, logins, fraud prevention.)
- Performance Cookies: These help us understand usage patterns, so we can improve features you love—and fix what you don’t.
- Preference Cookies: To remember how you like your dashboard or notification settings.
What we DON’T use:
- No marketing/advertising cookies from external companies.
- No surveillance or sale of your data to third parties.
4. Your Choices
- Control: You can manage or delete cookies any time in your browser settings.
- Opt Out: Turning off cookies may limit some features (like staying logged in or saving preferences), but we’re committed to making our core services work for everyone.
- Transparency: We’ll never install non-essential cookies without your knowledge.
5. Third-Party Cookies
If you connect HJ Finance with other trusted services (think: bank feeds, Google, etc.), those platforms may use their own cookies. Their rules apply—please read their policies.
6. Updates to This Policy
When things change, we’ll update this policy and let you know—no surprises.
7. Questions or Feedback?
We geek out over transparency. Reach us at [Your Contact Email] for cookie questions, suggestions, or just to say hi.
Our Cookie Philosophy
Cookies should work for you—not against you. At HJ Finance, we use cookies to create a safer, smarter, more personal finance journey—never to track or sell you out.
The only cookies we love more than browser cookies are chocolate chip—served fresh, never stale.
HJ Finance: Your data, your control, your future.
