Term of Services

Terms of Service for HJ Finance

Last Updated: 26-09-2025

Welcome to HJ Finance! Please read these Terms of Service (“Terms”) carefully, as they outline your rights and responsibilities while using our website, products, and services. By accessing or using any service provided by HJ Finance (“we,” “us,” or “our”), you agree to these Terms. If you do not agree, please do not use our services.

1. Eligibility & Acceptance

You must be at least 18 years old and legally capable of entering into contracts to use our services. By engaging with HJ Finance, you confirm that the information you provide is accurate and complete.

2. Services Offered

HJ Finance delivers business consulting, financial planning, digital marketing, loan/funding assistance, insurance solutions, tax/compliance support, and documentation aid. Our services are tailored to your unique needs but may require additional terms or agreements.

3. No Financial Advice

Unless expressly stated, information on our website or provided by our consultants should not be considered as legal, investment, or tax advice. We encourage you to consult qualified professionals before making major financial decisions.

4. Confidentiality & Privacy

We respect your privacy and handle your information per our Privacy Policy. While we strive to keep your data secure, no method of transmission is 100% secure. You agree to provide truthful information and keep your account credentials confidential.

5. Payment & Fees

Certain services may require payment. All fees and payment terms will be clearly communicated. Failure to pay may result in suspension or termination of services.

6. User Conduct

You agree not to misuse our services or engage in unlawful activity, including (but not limited to):

• Misrepresenting your identity or purpose.
• Attempting to gain unauthorized access to our systems.
• Using our services for fraudulent or harmful purposes.

7. Third-Party Links

Our website may contain links to third-party websites. HJ Finance is not responsible for the content, accuracy, or practices of these sites.

8. Intellectual Property

All content, branding, and materials provided by HJ Finance remain our intellectual property. You may not use, copy, or distribute without our explicit permission.

9. Limitation of Liability

HJ Finance will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services. All services are provided “as is” without warranties of any kind.

10. Changes to Terms

We reserve the right to update or change these Terms at any time. We will notify users of significant changes, but your continued use of our services constitutes acceptance of the updated Terms.

11. Termination

We may suspend or terminate your access to our services for any violation of these Terms or for any reason at our discretion.

12. Contact Us

If you have questions about these Terms, please contact us:
Email:hjfinance14@gmail.com
Call:+91 966-487-4556

Thank you for choosing HJ Finance. We’re committed to your success!